About Us
WFP Michigan was created in 2021 to bridge the carrier distribution model to the broker distribution system. The client comes first and our communication strategy partners with the community, local businesses, carrier reps, and health brokers. Walter Financial Partners is backed by experience, dedication, and loyalty to our clients and partners. We enhance the insurance experience by making it relatable to the business owner and employee.
Our Insurance
We specialize in custom life and disability programs to help business owners protect their human capital. We Design Employee benefit programs that enhance the mission of the company. We Partner with Small Businesses, Large Companies, Entrepreneurs, Insurance Agents, and Brokers to streamline the client experience.
Professional Representation
We work for you and not the insurance company. We work For You and your team, at the level you need. You can expect the best communication and service in the market with WFP.
Employer-Sponsored Benefits
- Compare and Compete for Company Paid STD, LTD, Life, Dental, and Vision
- Build loyalty by attracting and retaining the best employees in a competitive market
Employee Assistance Programs
- Offer professional assistance when your team is in need
- Family, Financial, Legal, and Daily Support is Available 24/7
Dental Insurance
Why? Routine care isn’t always covered under health insurance, and unexpected dental work (root canals, crowns) can cost thousands.
- Who should get it? Everyone—especially families, aging adults, or people with pre-existing dental needs.
Critical Illness Insurance
Why? It pays a lump sum (e.g., $10K–$100K) if you’re diagnosed with conditions like cancer, heart attack, or stroke—when bills hit hardest.
- Who should get it? Anyone with a family history of serious illness, or with high-deductible health plans.
- Helps cover: Lost wages, travel for treatment, deductibles, alternative therapies
- Note: Even with good health insurance, families can go into debt due to indirect costs.
Disability Insurance (Short-Term & Long-Term)
Why? Your income is your most valuable asset. If you’re sick or injured and can’t work, disability insurance keeps money coming in.
- Who should get it? Anyone who relies on their income to pay bills
Life Insurance
- We have Guaranteed Issue Term and Whole Life Options for the Employee, the spouse, and the children. No Medical Exams.
- Especially critical for: Parents, homeowners, or anyone with dependents.
Accident Insurance
Why? Pays fixed cash amounts for injury-related events (broken bones, ER visits, surgery, etc.).
Cash payouts can offset co-pays, deductibles, or missed work.
- Who should get it?
- Parents with active kids
- Workers in physical jobs
- People with high-deductible plans
- Cash payouts can offset co-pays, deductibles, or missed work.
Minor injuries up to accidental Death and Dismemberment to help you and your family financially when you need it most.
Get your wellness benefits back! Up to $200 per family per year.
Hospital Indemnity Insurance
Why? Pays a daily cash benefit for hospital stays (even if you have health insurance).
- Who should get it? Those with:
- High-deductible or bare-bones health plans
- Young children (frequent ER visits)
- Seniors with fixed incomes
- Helps with: Deductibles, co-pays, and income lost during hospitalization
- Guaranteed Issue options for confinement, maternity, and Major Surgeries
Vision Insurance
- Identify underlying health issues by routine screenings
- Reduce the cost of eye exams and prescription eyewear
What We Do / How We Do It
We implement new coverage to compete against existing coverage to increase benefits and reduce premiums.
Client Partners
We value our current and future clients by providing world class service. If you’re working with us or interested in enhancing your current strategy; we can help.
Broker & Carrier Partners
If you’re a broker or interested in becoming a broker, we can help your strategy to efficiently drive revenue.
Claims & Billing
Don’t waste your time on 1-800 numbers or playing phone tag with your mega carrier rep. We do the heavy lifting for you.
Frequently Asked Questions
Why work with a broker like WFP instead of a carrier rep?
WFP works for you and not the insurance company. We show you our research findings and help you every step of the way.
Doesn’t my Health Insurance Broker do this?
Yes, most health insurance brokers are “testing the waters” with voluntary benefits because they spend so much time on containing the cost of health insurance. Many of the health brokers in the underserved Michigan Market look at this as an “after thought.”
We’ve had the same carrier in place for years and are scare to change. Why would we switch?
Many clients expresses the same sentiment at first. We just ask for the meeting to show you the process. Nobody loses coverage and participation increases because of the value. We stretch those insurance dollars to go further for our clients. Many people enrolled are unaware of what they’re actually paying for.
Markets
- Michigan Society of Human Resource Managers
- Detroit SHRM Oakland Macomb County SHRM
- Livingston County SHRM
- Greater Lansing SHRM
- Greater Grand Rapids SHRM
- Michigan County Road Association
- Grand Rapids Economic Club
- Capital Area Manufacturing Council
- Brighton Chamber of Commerce
- Clarkston Chamber of Commerce
- Fenton Chamber of Commerce
- Flint Erica Chamber of Commerce
- Huron Valley Chamber of Commerce
- Lakes Area Chamber of Commerce
- Lansing Chamber of Commerce
- Waterford Chamber of Commerce
Why Clients Trust Us
20 Years of Experience, Easy to Work With, No Pressure, Trustworthy, and Excellent Customer Service. We take pride in helping families when they’re in a time of need.
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