Why? Pays a daily cash benefit for hospital stays (even if you have health insurance).
- Who should get it? Those with:
- High-deductible or bare-bones health plans
- Young children (frequent ER visits)
- Seniors with fixed incomes
- Helps with: Deductibles, co-pays, and income lost during hospitalization
- Guaranteed Issue options for confinement, maternity, and Major Surgeries